Since having the boys i have become a lot more aware of my finances, i know what bills go out when and how much for and have made notes in my diary of insurance renewal dates so that i can shop around for the best deals, and always try to put a side a little of my monthly salary for both mine and the boys savings accounts.
Prior to having children, I didn't have a clue about what things cost and just knew that all my direct debits came out sometime after pay day and if there was any money left at the end of the month it was a bonus. I didn't really open bills as i knew they were all set up to come out of the bank, and bank statements were shredded still in their envelopes after a few months of being sat on the kitchen table.
A new piece of research by Opinium shows that i wasn't the only one that didn't open their bills and that as many as one million households don't either.
Although i wouldn't consider myself to be the next Money man i can definitely say that i have a sound understanding of our household budget and payment schedule and that i can check to see if my bills appear to be correct.
With plenty of money saving websites offering discounts and money saving offers some banks and building societies have got clever and introduced bank accounts that offer ways that you can help you reduce household bills.
Do you know your income and expenditure like the back of your hand? If not why not consider a little New Years Resolution to get your finances in better shape.
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